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Cabarrus County, North Carolina <br />Notes to the Financial Statements <br />For the Year Ended June 30, 2012 <br />On April 14, 2011 the Cabarrus County Development Corporation issued $14,635,000 (2011A) certificates of <br />Participation (COPS) contracts to fund the rehabilitating, repairing and equipping of approximately eighteen <br />Cabarrus County and six Kannapolis City school facilities. These 15 year COPS are financed under 2 bullets <br />using Qualified School Construction Bonds. The first bullet in the amount of, $7,200,000, will mature in 2023, <br />with an interest rate of 5.10 and the second bullet for $7,435,000 will mature in 2026 with an interest rate of <br />5.50 %. The Federal subsidy rate was 5.43 %. The second bullet will have a net interest cost to the County of <br />.07% while the County will have no interest cost in the first bullet. The principal on this debt is deferred for five <br />years with the first principal payment due on 4/1/2016. The principal payments will be held in an interest bearing <br />sinking fund until the bullet payments are due. Debt Service is financed by Cabarrus County property tax <br />revenues. Annual payments of principal and interest range from approximately $748,098 to $2,106,225. Total <br />principal and interest over a 15 -year period will be $25,147,248 less the federal subsidy of $10,434,369, with the <br />net cost to the County of $14,712,880. Total principal balance due at June 30, 2012 was $14,635,000. <br />On August 31, 2011 the Cabarrus County Development Corporation issued $11,735,000 (2011B) Limited <br />Obligation Bonds (LOBS) contracts to refund $11,970,000 of the 2002 COPS issued for the construction and <br />equipping of the Cabarrus County Schools Administration Building, five school gymnasiums, and the County <br />owned Cabarrus Arena & Events Center. These 11 year LOBS have interest rates ranging from 2.0% to 5.0 %. <br />Debt Service is financed by Cabarrus County property tax revenues. Annual payments of principal and interest <br />range from approximately $202,256 to $1,861,200. Total principal and interest over a 11 -year period will be <br />$14,988,756. Total principal balance due at June 30, 2012 was $11,735,000. <br />On August 31, 2011 the Cabarrus County Development Corporation issued $21,780,000 (2011C) Limited <br />Obligation Bonds (LOBS) contracts to refund $22,425,000 of the 2003 COPS issued for the cost of acquiring <br />real property, construction and equipping of two elementary schools, one middle school, expansion of two <br />existing elementary school facilities and various real and personal property improvements. These 13 year <br />LOBS have interest rates ranging from 2.0% to 5.0 %. Debt Service is financed by Cabarrus County property tax <br />revenues. Annual payments of principal and interest range from approximately $480,934 to $3,059,475. Total <br />principal and interest over a 13 -year period will be $29,779,084. Total principal balance due at June 30, 2012 <br />was $21,750,000. <br />For Cabarrus County, the annual debt service payments to maturity as of June 30, 2012 for the County's <br />Certificates of Participation /Limited Obligation Bonds are as follows: <br />Year Ending, June 30 <br />Principal <br />Interest <br />2013 <br />$ 18,820,000 <br />$ 12,787,836 <br />2014 <br />18,700,000 <br />12,012,985 <br />2015 <br />18,630,000 <br />11,223,398 <br />2016 <br />19,895,000 <br />10,432,660 <br />2017 <br />19,835,000 <br />9,615,098 <br />2018 <br />19,755,000 <br />8,784,985 <br />2019 <br />19,685,000 <br />7,931,722 <br />2020 <br />18,225,000 <br />7,042,522 <br />2021 <br />18,185,000 <br />6,247,735 <br />2022 <br />16,385,000 <br />5,430,129 <br />Next 5 Years <br />68,455,000 <br />15,268,236 <br />To maturity <br />17,985,000 <br />1,271,494 <br />Total <br />$274,555,000 <br />$108,048,800 <br />3. Installment Financing <br />On April 12, 2005, Cabarrus County executed an installment financing contract with RBC Centura. The contract is <br />for $4.4 million for the construction of the County owned Rowan - Cabarrus Community College (RCCC) business <br />center and the construction of a parking lot and design cost of Building 3000 which is owned by RCCC. The terms <br />of the contract stipulate semi - annual payments of principal and interest from approximately $388,000 to $317,000 <br />for seven years with the first payment due on October 12, 2005 and the final payment due on April 12, 2012. The <br />annual interest rate is fixed at 3.54 %. The principal balance due at June 30, 2012 was $0. <br />60 Attachment number 1 <br />1 -3 Page 316 <br />