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Attachments and References
<br />"2005 -2009 American Community Survey, Geographic Area: Cabarrus County, North
<br />Carolina." US Census Bureau, 2005 -2009 American Community Survey
<br />"2009 CRA MSA Aggregate Reports Small Business and Small Farm Loan -
<br />Originations", Federal Financial Institutions Examination Council.
<br />"2009 Disposition of Applications for FHA, FSA/RHS, and VA Home Purchase Loans, 1
<br />to 4 Family Homes and Manufactured Home Dwellings, by Race, Ethnicity, Gender and
<br />Income of Applicant ", Federal Financial Institutions Examination Council.
<br />"2009 Disposition of Applications for Conventional Home Purchase Loans, 1 to 4 Family
<br />Homes and Manufactured Home Dwellings, by Race, Ethnicity, Gender and Income of
<br />Applicant ", Federal Financial Institutions Examination Council.
<br />"2009 Reasons for Denial of Applications for FHA, FSA/RHS, and VA Home - Purchase
<br />loans, 1 to 4 Family Homes and Manufactured Home Dwellings, by Race, Ethnicity,
<br />Gender, and Income of the Applicant ", Federal Financial Institutions Examination
<br />Council.
<br />"2009 Reasons for Denial of Applications for Conventional Home - Purchase loans, 1 to 4
<br />Family Homes and Manufactured Home Dwellings, by Race, Ethnicity, Gender, and
<br />Income of the Applicant ", Federal Financial Institutions Examination Council.
<br />"2009 FFIEC Census Report- Summary Census Demographic Information ", Federal
<br />Financial Institutions Examination Council.
<br />`American Factfinder, Basic Theme Maps: Minority, Low Income, Hispanic and Elderly
<br />Concentrations: 2000, Cabarrus County, North Carolina ", U.S. Census Bureau, 2000
<br />Census.
<br />"Basic Site Query Search Results ", United States Environmental Protection Agency, as
<br />of February 15, 2011.
<br />" Cabarrus County, An Overview," Alfred Stewart, UNC- Charlotte, 1993.
<br />"CERCLIS Hazardous Waste Sites," U.S. Environmental Protection Agency, as of March
<br />3, 2011.
<br />"CERCLIS Superfund Sites," U.S. Environmental Protection Agency, as of March 3,
<br />2011.
<br />" FFIEC Intra- Agency CRA Rating Search," Federal Financial Institution Examination
<br />Council, February 15, 2011.
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<br />Analysis of Impediments March 2011
<br />Attachment number 1
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