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Cabarrus County, North Carolina <br />Notes to the Financial Statements <br />For the Year Ended June 30, 2010 <br />For Cabarrus County, the annual debt service payments to maturity as of June 30, 2010 for the County's <br />Certificates of Participation are as follows: <br />Year Endinq, June 30 <br />Principal <br />Interest <br />2011 <br />14,135,000 <br />13,707,872 <br />2012 <br />18,845,000 <br />13,123,063 <br />2013 <br />18,820,000 <br />12,360,388 <br />2014 <br />18,790,000 <br />11,554,538 <br />2015 <br />18,750,000 <br />10,730,000 <br />2016 <br />18,715,000 <br />9,911,198 <br />2017 <br />18,695,000 <br />9,051,210 <br />2018 <br />18,660,000 <br />8,179,973 <br />2019 <br />18,635,000 <br />7,282,935 <br />2020 <br />17,220,000 <br />6,350,823 <br />Next 5 Years <br />72,050,000 <br />19,981,981 <br />To maturity <br />41,675,000 <br />4,718,519 <br />Total <br />$294,990,000 <br />1126.952.500 <br />3. Installment Financing <br />On April 12, 2005, Cabarrus County executed an installment financing contract with RBC Centura. The contract is <br />for $4.4 million for the construction of the County owned Rowan - Cabarrus Community College (RCCC) business <br />center and the construction of a parking lot and design cost of Building 3000 which is owned by RCCC. The terms <br />of the contract stipulate semi - annual payments of principal and interest from approximately $388,000 to $317,000 <br />for seven years with the first payment due on October 12, 2005 and the final payment due on April 12, 2012. The <br />annual interest rate is fixed at 3.54 %. The principal balance due at June 30, 2010 was $1,245,143. <br />On October 4, 2006 Cabarrus County executed an installment financing contract with Fifth Third_Bank (formerly <br />First Charter). The contract is for $15,000,000 for the construction of a County owned Jail Annex and site <br />development work in the Justice Complex. The terms of the agreement stipulate semi - annual payments of <br />$500,000 for the first year starting in April 2007 and commencing October 2021. The fixed interest was 4.31% the <br />first year and 4.44% the next 14 years. The rate was renegotiated in March 2007 to 4.19% over the term of the <br />entire loan. Total principal balance due at June 30, 2010 was $11,500,000. <br />For Cabarrus County, the annual debt service payments to maturity as of June 30, 2010 for the County's <br />Installment Financing are as follows: <br />Year Ending, June 30 <br />Principal <br />Interest <br />2011 <br />1,622,572 <br />509,973 <br />2012 <br />1,622,571 <br />446,887 <br />2013 <br />1,000,000 <br />386,807 <br />2014 <br />1,000,000 <br />345,704 <br />2015 <br />1,000,000 <br />303,804 <br />2016 <br />1,000,000 <br />262,416 <br />2017 <br />1,000,000 <br />219,548 <br />2018 <br />1,000,000 <br />178,104 <br />2019 <br />1,000,000 <br />136,204 <br />2020 <br />1,000,000 <br />94,474 <br />To maturity <br />1,500,000 <br />62,793 <br />Total <br />$12,745143 <br />$2,946,714 <br />57 <br />G -2 Page 545 <br />