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Article IX. Employee Benefits Section 1. North Carolina Government Emalovees' Retirement Svstem The County participates in the North Carolina Local Governmental Employees' Retirement System. All regular full time and regular part time employees scheduled to work 1,000 or more hours per year become members of the NCLGERS and eligible for the benefits provided from the first day of employment. Section 2. Health Care and Insurance Benefits Cabarrus County provides basic group health and life insurance benefit plans for: (a) Current full time employees with coverage beginning the first day of the month after a full month of employment and ending on the last day of the month when separation occurs. (b) Retirees from County service under the North Carolina Local Governmental Employees' Retirement System hired July 1, 1997 or after and those who opted for retirement health care coverage at that time employees subject to the requirements listed under Schedule A of Article VI, Section 5 of this ordinance) may continue or decline coverage from their last employment date until they become eligible for Medicare (or reach the age where they would have had such benefits if they had been qualified for Social Security). This decision should be made prior to retirement, but no later than 60 days after retirement from Cabarrus County. Retirees with coverage are required to notify the County when they become Medicare eligible. (c) Retirees from County service under the North Carolina Local Governmental Employees' Retirement System who declined retirement health care coverage July 1, 1997 (employees subject to the requirements listed under Schedule B of Article VI, Section 5 while actively employed with the County) may only purchase health insurance coverage for themselves and their eligible dependents to the extent mandated by the Consolidated Omnibus Budget Act (COBRA). Life insurance is not provided by the County; however, coverage may be converted to a private plan at retirement. (d) Employees and retirees maybe required to participate in premiums for basic group health and life insurance plans. (e) Current full time employees and retirees covered under (b) above may purchase dependent health plan coverage through a County group plan. Changes in number of dependents covered may only occur at an annual open enrollment or when there is a qualifying event, as defined for Internal Revenue Service Code Section 125 purposes. (f) Premium payments required for employee, retiree, and/or dependent health plan benefit coverage must be made to the County by the 25`h day of the month prior to the month for which coverage is needed. If an employee is on paid leave, premium payments must be paid by the method normally used. If the required premium payment is more than 30 days late, the health plan benefit coverage will terminate retroactively to the first day of the month for which the premium payment was due. Termination of coverage may occur without notice and results in ineligibility for reinstatement of coverage, except as may be required by law. Optional health, life, and other group insurance programs are available through payroll deduction for full time employees as voluntary benefits. The maintenance of voluntary benefits is the responsibility of the employee and includes making arrangements for premium payments during periods of unpaid leave. Termination of coverage may occur without notice and results in ineligibility for reinstatement of coverage, except as may be required by law. Optional or supplemental County sponsored health and life insurance programs are not available to retirees. 41 F-5 Attachment number 6 Page 260 of 362