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to 1993 for multifamily permits. There has been 225 multifamily buildings <br />constructed since 1993. A large amount of those multifamily units had more than <br />eleven uhits, causing it to fall under the Fair Housing Act regulations. This accounts <br />for hundreds of multifamily units, many of which are handicap adaptive units. Again, <br />this may or may not provide housing to low to moderate income disabled persons <br />since they are responsible for the cost of the adaptions. <br /> <br />Step 7. Discrimination in the Sales Market <br /> <br />1. Does the Local Association of Realtors have a MLS Service? Yes <br /> <br />2. Is the Local Association of Realtors a VAMA signatory? No <br /> <br />3. Is there any evidence of racial steering or blockbusting within the local market? <br /> No <br /> <br />4. What are the relative housing values for minority and non-minority <br /> communities of similar economic composition? No information available. <br /> <br />5. Can nondiscriminatory reasons for these differences be identified? Ifyes, list <br /> them. Yes. The main nondiscriminatory reason can most likely be attributed to the <br /> lower property values of the smaller, older homes which traditionally are located in <br /> the minority neighborhoods. These homes are on smaller lots than the newly <br /> developed housing. Often, many homes in the older neighborhoods need <br /> maintenance or rehabilitation work. <br /> <br />6. Identify any barriers to homeownershlp opportunities within your jurisdiction. <br /> Lack of knowledge of the home buying process can be a problem. Many individuals <br /> and families do not understand the loan process, credit, budgeting and home <br /> maintenance. This County has a Community Development Corporation which <br /> teaches and assists individuals and families in home buying, budgeting, and home <br /> maintenance. <br /> <br />Many individuals with disabilities may encounter barriers when seeking to purchase a <br />home, although many newer homes are being built on slabs with universal access so <br />that persons in wheelchairs can have easier access (without modifications). Cabarrus <br />County does have a program to address handicap accessibility for qualified <br />individuals. This program allows for homes of qualified applicants to be rehabilitated <br />to address handicap accessibility issues. <br /> <br />The costs of homes and land in this area are large barriers. Cabarrus County has <br />become somewhat ora bedroom community to Charlotte. The local Community <br />Development Corporation and local government CDBG and HOME programs have <br />made efforts to provide financial support and affordable housing to increase housing <br />choice. Local governments support the Cabarrus County Community Development <br />Corporation which produces affordable housing and also provides homebuyer <br /> <br />Cabm'rus (Smu(v- ,4na!l,xi.v qf hnpedimenls to Fair Ho.sing <br />~ugtI.~l ]3, 2003 <br /> <br />Page 16of22 <br /> <br /> <br />