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BARRIERS TO EQUAL HOUSING OPPORTUNTIES <br /> <br />1. Affordability. Housing is expensive in Cabarms County. Oftentimes members <br /> of minority groups and persons with disabilities fall into the low to moderate <br /> income category causing housing costs to be a burden. Affording housing, either <br /> rental or homeownership, is the largest barrier to housing choice in Cabarms <br /> County. The City of Concord and Cabarms County are working to produce new <br /> affordable units as well as rehabilitate older units. Additionally, the City of <br /> Concord continues to run the Section 8 housing program and a public housing <br /> program. All of these activities are designed to increase the housing choices for <br /> residents. <br />2. Fair Housing Awareness. Cabarrus County has had no fair housing complaints <br /> in several years. This is indicative of one of two scenarios. Either there are no <br /> violations of housing opportunity in this county or people are unaware of their <br /> rights. It is more likely that fair housing violations go unreported due to a lack of <br /> understanding or knowledge of the fights of protected persons and families. <br /> Awareness in the private sector as well as the average individual is a crucial step <br /> in addressing this particular barrier. Cabarms County advertises Fair Housing <br /> through newspapers, radio stations, cable television and its Website. The staff <br /> also posts Fair Housing posters and pamphlets in libraries, government offices, <br /> schools, and financial institutions. <br />3. Education for Homebuyers. Many families or individuals wishing to move into <br /> homeownership are not knowledgeable about the process of purchasing a home. , <br /> Additionally, people new to homeownership do not have an understanding of l <br /> home maintenance and budgeting for that maintenance. CHDO's, such as the <br /> Cabarms County CDC, have begun to address this problem; however, there is <br /> much to do in the education of the public regarding homebuying. Cabarms, <br /> County provides technical and financial support to the Cabarrus County~ <br /> Community Development Corporation which provides homebuyer education <br /> programs that include fair housing information <br /> <br />Adopted this 15na day of September, 2003. <br /> <br />Chairman of Board of Commissioners <br /> <br />Cabarrux CotttlO.- Amt~{vsi,s qf lmpediments to Fctir Houxing <br />August 13, 2003 <br /> <br />Page 20 of 22 <br /> <br /> <br />