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6. Duration of initial agreement will be three years. <br /> <br />Responses to the RFP were opened on August 1, 1997, with the proposal from Allmerica <br />Financial clearly providing the best quotations for the coverage of employees A, B, C, and D (see <br />following page). This proposal was submitted through the Mark III Brokerage, Inc., which we <br />have dealt with successfully for several years on dental, health and life insurance matters. <br />Coverages would be primarily underwritten by The Hanover Insurance Company, a member of <br />the Allmerica Financial family and rated A (Excellent) by H. M. Best, an AA- (Excellent) by <br />Standard and Poor's, and an A1 by Moody's. <br /> <br />It is therefore recommended that the Board approve the implementation ofAllmerica Financial's <br />proposal for a Voluntary Automobile and Homeowners/Renters Insurance Program for Cabarrus <br />County employees <br /> <br />Attachment. <br /> <br />DJM/rck <br /> <br />Page 2 of 2 <br /> <br /> <br />