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Bank <br /> <br />Bank Qualified Bank Qualified Non-Bank Qualified Non-Bank Qualified <br />Rate-4 Years Rate-5 Years Rate-4 Years Rate-5 Years <br /> <br />FUNB 3.62% 3.83% 4.45% 5.34% <br />Southern National 3.91% 4,18% 4.69% 4,90% <br />First Citizens 4.14% 4.37% 5.23% 5,46% <br />Wachovia Bank 4.07% NA 5,48% NA <br /> <br /> <br />