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or not there are then existing set-offs or defenses against the enforcement or any right <br /> or remedy of Landlord, or any duty or obligation of Tenant (and if so, specifying the <br /> same); and (d) the dates, if any, to which any rent or other charges have been paid in <br /> advance. <br /> 13. Tenant's Insurance. At all times during the Term of this Lease and any renewals <br /> thereof Tenant shall provide and thereafter keep in full forge and effect: (i) commercial <br /> general liability insurance, such insurance to insure against liability for bodily injury <br /> and death and for property damage in an amount as may from time to time be <br /> reasonably required by Lessor, but in any event not less than $5,000,000.00 combined <br /> single lirnit on a per occurrence basis. (ii) workmen's compensation as required by <br /> law, providing as a minimum amount, the minimum North Carolina statutory benefits <br /> for all persons employed by Tenant in connection with the Premises; and (iii) builder's <br /> risk insurance during all periods in which Tenant is constructing alterations or additions <br /> to or within the Premises, in such amounts as Lessor and Tenant mutually agree is <br /> reasonable. <br /> All insurance provided shall be underwritten by insurance companies that are licensed <br /> or authorized to do business and in good standing in North Carolina and shall have a <br /> rating issued by an organization regularly engaged in rating insurance companies <br /> (including specifically A.M. Best and Company so long as such company is engaged in <br /> rating insurance companies) of not less than a rating of A, VII of A.M. Best and <br /> Company (or equivalent rating if another rating service is used.) All insurance <br /> contracts shall be issued for terms of not less than one year and shall contain a <br /> provision that they are not subject to cancellation, non-renewal or material reduction, in <br /> coverage as to the Premises unless Lessor is served with written notice not later than 30 <br /> days prior to cancellation, non-renewal or material reduction in coverage. <br /> 14. Waiver of Subrng tio n. Tenant for itself and its employees, agents and invitees <br /> waives any and all rights to recover against Lessor for any loss or damage arising from <br /> any cause covered by any insurance required to be carried by the parties pursuant to <br /> this Lease or any other property insurance actually carried by the parties to the extent <br /> of the limits of the policies. Tenant, from time to time, upon request of Lessor, will <br /> cause its insurers to issue appropriate waiver of subrogation rights endorsements to all <br /> property insurance polices carried in connection witli the Premises. <br /> 15. Indemnification/Hold Harmless. Lessor, its invitees, representatives, agents, <br /> and their respective officers and employees, shall not be liable to Tenant, its officers, <br /> directors, agents, servants, employees, customers or invitees, for any claim or damage <br /> to any person or property (including without limitation death or disfigurement), cast or <br /> expense attributable to any event occurring on the Premises unless solely, exclusively <br /> and directly caused by the negligence of Lessor, its officers, directors, agents, servants, <br /> employees customers or invites. Tenant agrees to indemnify and hold harmless Lessor <br /> from all damages, claims, costs and expenses (including without limitation, attorney's <br /> fees and other legal costs) of any kind or nature, as they are incurred and finally <br /> awarded, arising out of or in any way attributable to any claim, act, omission or neglect <br /> Attachment number 1 \n <br /> F-4 Page 65 <br />