Laserfiche WebLink
CABARRUS COUNTY <br /> Poet Office Box 707 <br /> CONCORD, NORTH CAROLINA 28026 <br /> <br /> March 24~ '1988 <br /> <br /> MEMO <br /> TO= Charles McGinnls <br /> FROM: Blair Bennett <br /> SUBJECT: Risk Managemeat Research <br /> <br />I have researched our current risk management study, and <br />contacted our current Insurance carriers to address the <br />problem relating to the use of County facilities by private <br />or non-profit organizations. <br /> <br />Our insurance carrier for general liability, Fred S. James <br />Co., advised me that non-county employees, such as <br />voluateere, would nat be covered tar any act ia which <br />damage to another persons property occurred. An example <br />of this would be if a volunteer was washing a car and <br />In some way damaged that vehicle. Other coneiderations <br />pointed out by the carrier related to the exposure when <br />preparing meals and serving them to the public for a fee. <br />If some type of food poisoning developed, the County could <br />be liable. <br /> <br />I have been advised that coverage for this type of liability <br />would be cost prohibitive f~r a non-profit group to attain. <br />If the County were to decide to take this type of risk, <br />hold harmless agreements with tho organizations should be <br />provided, as well as certificates for general liability <br />insurance in the amount of $1,000,000.00. Consideration <br />should ~lso be given for maintenance~ utilities, heating, <br />and air 'conditioning needed to provide this facility. <br /> <br />mf <br /> <br /> <br />